Mortgages

A mortgage of any kind is a huge commitment and the decisions you make now can have implications in the future.

Have you got time to look through the hundreds of deals offered by dozens of lenders to find the right mortgage at the right price for you?

We are not tied or linked to any lender and can save you from having to go up and down the High Street, or trawl the internet, in search of a good deal. We have access to software which is updated twice a day with all the latest rates and deals of all the leading mortgage lenders.

Our comprehensive mortgage service will help you through the minefield of fixed rates, tracker rates, discounted rates, capped rates and stepped rates, as well as all combinations. We will explain the advantages and disadvantages of repayment mortgages compared to investment-backed, interest only mortgages.

Whether you are buying your first home, moving house, needing to raise capital, or just looking for a better deal on your existing mortgage, we can find the right deal for you from the vast selection of mortgages available.

There are Government schemes to help First Time Buyers through shared equity arrangements, Help to Buy ISAs (if you already have a Help to Buy ISA, you can keep saving until 2029) and Lifetime ISAs. In addition, the Government has recently made Stamp Duty Land Tax rates more beneficial for First Time Buyers. We can help to explain how these schemes work so that, even if you’re not yet in a position to buy a house, you can start off on the right tracks.

Probably the most dramatic change in mortgage provision in recent years has been the rise in importance of “The Bank of Mum & Dad”. Gifted deposits are now commonly accepted by lenders, and we can help to show you how these can not only facilitate buying your first home, but also reduce the cost of the mortgage.

Buy-to-Let Mortgages

Thompson Jenner Financial Services have extensive experience in the buy-to-let sector of the mortgage market. Our South West-based, independent financial advisers are always on hand to offer guidance and answer any question you may have.

Equity Release & Lifetime Mortgages

Thompson Jenner Financial Services have specialist equity release advisers in Devon who can advise you on your home equity release loans. Equity Release plans will allow you to release tax-free cash from your home as a lump sum, as regular income or a combination of both to boost your finances in retirement.

Appointments for our Devon financial services can be held in our offices at Exeter or Exmouth during office hours. However, if it is more convenient, we can arrange for the appointment to be at your home address or business premises. 

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Written quotations are available on request. Loans are subject to status.

Thompson Jenner Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Key Contacts

Linda Cleaves CeMAP – Mortgage & Protection Adviser

Linda Cleaves CeMAP – Mortgage & Protection Adviser

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Tracy Davison – Mortgage & Protection Administrator

Tracy Davison – Mortgage & Protection Administrator

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We would love to meet you, which is why we offer all new clients a free, no obligation initial consultation. Click the contact button below to see all the methods to get in touch with us and if you like you can leave an email enquiry with the form provided and we will contact you to arrange a time and date.

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