Professional Advice With a Personal Touch

Thompson Jenner Financial Services are based in Exeter and Exmouth and offer specialist independent advice on Equity Release Schemes throughout Devon. By carefully analysing your current situation and considering all of the possible alternatives, we can then make recommendations that are right for you.

What are Equity Release Plans?

Equity release plans allow you to release tax-free cash from your home as a lump sum, as regular income or a combination of both to boost your finances in retirement. The two main types of plan available are lifetime mortgages and home reversion plans. You can normally apply for equity loan release in Devon from the age of 55 upwards, with many pensioners benefitting from the process.

The people who are likely to benefit are those who have cash tied up in their homes and don’t wish to move. The older you are, the more you can generally borrow. Some schemes offer a drawdown facility where you are given a maximum borrowing limit. You can borrow less initially and then draw further amounts later on up to the maximum limit without re-applying to the lender, paying additional fees or having a new property valuation.

Due to an extended period of low-interest rates on savings and changes to many company pension schemes, equity release schemes in Exeter and Exmouth are quickly growing in popularity. However, many people are confused and are not sure if it is right for them. You may find our questions and answers page useful in covering some of your initial questions.

Our Devon equity release advisers can help with all aspects of the process to ensure you make the right decision.

It is important to seek the best independent equity release advice in Devon, which is tailored to your individual circumstances to avoid any potential pitfalls. Our first priority is always to establish whether it is right for you. We can search the whole equity release market on your behalf and guide you through the various types of schemes available to find a plan that best suits your needs. Our Exeter and Exmouth based advisers will guide you through the process, as it is important that you take the time to come to the right decision once you fully understand all implications.

See our Equity Release factsheet

Read our recent Equity Release case studies

Equity Release Frequently asked Questions

The Equity Release Council

The Equity Release Council is the industry body for the equity release sector. Born from an expansion of the remit of SHIP (formerly Safe Home Income Plans) the Equity Release Council represents the providers who work in the equity release sector.

A major focus of the Equity Release Council’s work is to ensure that products are safe and accessible for consumers. Each member of the Council that provides equity release products is signed up to the Equity Release Council’s Code of Conduct which puts in place a number of safeguards and guarantees for consumers. This means that people who use equity release products offered by Equity Release Council members can have confidence in the products they use and the information they receive.

Thompson Jenner Financial Services was the first independent financial services advisory firm based in Devon to have an adviser accepted as a member of the Equity Release Council. We are committed to using providers who sign up to the Code of Conduct, ensuring that you receive the same safeguards and guarantees.  We have been advising on Exeter Equity Release Mortgages for over 16 years and have strong links with local solicitors who recommend clients to us on a regular basis

Should you have any queries or require more information on Equity Release, please contact our specialist Equity Release Adviser Philip Dalley on 01392 258553. Appointments for our Devon financial services can be held in our offices at Exeter or Exmouth during office hours. However, if it is more convenient, we can arrange for the appointment to be at your home address or business premises. 

You can read Philip Dalley’s article on how Equity Release has helped a retired couples finances.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Written quotations are available on request. Loans are subject to status.

Thompson Jenner Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Key Contact

Philip Dalley BA (Hons) DipPFS Cert SMP – Independent Financial Planner

Philip Dalley BA (Hons) DipPFS Cert SMP – Independent Financial Planner

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To discuss your requirements, or to arrange a free initial meeting, please call Neil Sear or Philip Dalley on 01392 258553 or 01395 279521. Alternatively, click the contact button below to see all the methods to get in touch with us and if you like you can leave an email enquiry with the form provided and we will contact you to arrange a time and date.

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