Life Assurance

Has your family got the protection they deserve?

Planning for financial security in the future may be what you see as your main goal, but unless you have solid foundations in place, it could all collapse around you. Life assurance is an important part of those foundations. It can be in the form of mortgage protection, term assurance, family income benefit or whole life cover, each of which serves a specific purpose or can address a particular need.

In its simplest form, it can ensure that your family is able to keep hold of your assets in the unfortunate event that you or your spouse die prematurely, and before you can enjoy the full benefit of them. It can also be used as part of your long-term estate planning to repay a mortgage or other loan, whilst helping to protect your business assets.

Whatever your circumstances, we will make sure that you have the right sort of protection to meet your specific needs. We can incorporate existing plans as part of this process and will review the situation at regular intervals to ensure that the protection that was right for you in the past, is still relevant now and will continue to meet your needs in the years ahead.

It is also possible that life assurance you took out previously can be replaced with a cheaper policy, as premiums have fallen over the years as life expectancy has increased. Equally, you may have been loaded for a medical reason or for being a smoker, and if your current circumstances are different, rates could be lower. We can review your existing policies and advise you whether you are getting good value for money.

Appointments for our Devon financial services can be held in our offices at Exeter or Exmouth during office hours. However, if it is more convenient, we can arrange for the appointment to be at your home address or business premises.

Thompson Jenner Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.