Retirement Planning
Who are you relying on for providing for your retirement – you or the Government?
The State Old Age Pension is diminishing in real value and is being paid later in life. It is now less than 20% of the National Average Wage compared to almost 50% when is was introduced in the 1940’s. What will it be worth when you retire and how old will you have to be before you are entitled to it?
Has a complex range of different pension products, combined with the Stock Market volatility of recent years, meant that you have lost faith in the whole idea of using a pension to plan for your retirement?
Pensions Simplification was introduced in April 2006 which completely revised the legislation affecting all forms of pensions, offering many new opportunities both with old policies and new plans being implemented.
Do you know if you are paying unnecessary charges?
Could your various funds benefit from consolidation?
Do you know in which funds your money is invested and how well they are performing?
Do you know what the options are at retirement?
If you want help with any of the above areas, then contact us for a thorough and independent review of all your pension plans and arrangements. We will make sure that you get the right advice, both now and in the future, so that you can retire with an income that allows you to enjoy the retirement you deserve.
If you would like to find out more please contact us for a free consultation.