Health Insurance
You never know what is around the corner. Are you taking a risk that you will stay healthy? Ill health, critical illnesses and incapacity have no respect for age.
It is not until you are seriously ill that you realise how important it is to have sufficient protection to maintain your income, pay off debts, or provide the medical care that is needed without having to join a waiting list. The younger you are, the more financially devastating it is likely to be.
But by then it is usually too late.
Most of us know someone who has suffered from a critical illness, become disabled or seriously ill for an extended period of time. It is then that health protection is needed. How would you cope with little or no income coming in and yet still face all the same regular monthly bills?
Critical illness cover on provide a lump sum or income in the event of diagnosis of any one of a range of critical illnesses and conditions.
Permanent Health Insurance provides a replacement income through to a selected retirement age in the event that your income is lost or reduced as a result of incapacity.
Private Medical Insurance provides the facility to pay for hospital treatment, specialist consultations and other medical expenses immediately rather than having to go on to NHS waiting lists.
If you would like to find out more please contact us for a free consultation